Royal Subaru 

Finance Application

Apply for Financing Online at Royal Subaru

With a busy workweek, plus family life and weekend plans, your time is precious. When it comes to shopping for a new vehicle in Bloomington, IN, you shouldn't have to spend what little you have completing buying or leasing paperwork behind a desk at a finance center. You're in luck; our Subaru dealership makes the process easy, and there's no need to drive in from Columbus, IN, or elsewhere nearby to handle it in person. You can take care of most of it on the Web, from the comfort of home.


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Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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Save Time for Your Test Drive

With our online credit application, you can easily apply for an auto loan or lease before stopping by. That way, our team can get what it needs to prepare personalized options that suit your circumstances before your visit. Whether you're seeking competitive terms for a new Subaru model from Bedford, IN, or an affordable rate that'll let you buy an off-brand car, truck, or SUV to take home to Spencer, IN, you can get started here.

Just let us know the basics. We'll need a few personal details about you and a co-applicant, including contact, address, income, and employment info. Then sign our privacy statement. We'll process your application, get back to you with the results, and schedule a test drive.

Finalize Your Purchase or Lease at Our Bloomington Subaru Dealer Today

Drivers from Bloomfield to Nashville, IN, and beyond seek us out here at Royal Subaru for an unforgettable car-shopping experience. Let us introduce you to our difference. If you'd like to learn more about what's required to buy or lease a new or used Subaru or another model, we're happy to help; you're welcome to get in touch with us. We look forward to hearing from you.

Frequently Asked Questions About Applying for Car Loans

When you finance a vehicle, you typically borrow its cost as a loan from a lender, pay taxes and registration fees, and make a down payment. Once the loan is paid off, you keep the vehicle and customize it however you like. You can sell or trade the vehicle to us at any time, and we will use the proceeds to pay off your remaining loan balance. When you lease a vehicle, you sign a short-term contractual agreement to drive it until the end of a lease period, which is usually two or three years. When that time's up, you pay any remaining costs and either return or buy it, depending on the terms.
If you want to own a vehicle outright, you may prefer financing, whereas if you want to drive a vehicle but not own it, you may prefer leasing. Monthly payments are typically higher on loans than on leases because you only pay depreciation costs and interest/rent charges during a lease term. Know that you may need to make the first month’s payment and a down payment on a lease, plus pay any required fees. We recommend estimating payments before applying to get an idea of potential costs.
Have a government-issued ID such as a valid driver's license or passport with you, plus proof of income (e.g., a recent pay stub, W2, or tax return), a bank statement (in case our lenders want to verify financial stability), proof of residence (a utility bill, for example, or a home lease agreement), and proof of insurance (i.e., an active auto insurance policy).
While not required, preapproval via a bank, credit union, or online lender can make the buying process easier. It'll allow you to compare interest rates, not to mention give you a sense of your budget and negotiating position.
Our dealership checks credit histories as part of a normal risk-assessment process. Preapproval typically involves a soft inquiry that doesn't affect a credit score, but if you formally apply for car financing, the associated credit check will lower your score. The effect is usually slight and temporary, often lasting just a few months.
Yes. Use our Subaru Guaranteed Trade-In Program tool to provide the vehicle's identification number (VIN) and mileage. Then, bring it into our certified Subaru service center in Bloomington. Our experts will inspect and appraise it, and we'll offer you a fair, market-based value. You can either use the credit toward purchasing your next new Subaru or used vehicle, or walk away with cash.

Start Your Application

  1. Royal Subaru

    3333 E 3rd St
    Bloomington, IN 47401

    • Sales: 812-332-3333
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Get in Touch

  • Contact our Sales Department at: 812-332-3333
  • Monday8:30AM - 7:00PM
  • Tuesday8:30AM - 7:00PM
  • Wednesday8:30AM - 7:00PM
  • Thursday8:30AM - 7:00PM
  • Friday8:30AM - 7:00PM
  • Saturday8:30AM - 6:00PM
  • SundayClosed